How Many Hours Are In One Year latest 2023

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A Taxi Fleet Insurance Guide For Taxi Companies

Taxi companies normally hire highly trained drivers to transport passengers from one point to another. They operate for many hours every day of the year to ensure that the public has access to taxi services when needed. Running a taxi business that has many taxis and numerous taxi drivers 365 days a year requires a lot of management and coordination. One of the most important aspects of running a taxi business is finding the best taxi fleet insurance for your business. Ideally the blanket should be cheap but with wide coverage.

Most taxi company insurance policies cover both large and small taxi companies. These policies also cover home operators and employment contracts. In addition to existing drivers, these policies will also cover new drivers.

Taxi fleet insurance doesn’t have to be expensive. There are many ways to reduce premiums. For example, you can get lower rates if you accumulate a downhill history. A clean record will qualify your business for claim-free bonus savings over time as you build a track record and clean record. This can translate into savings of 20-60%.

The experience of your drivers will also allow you to benefit from certain reductions. Experienced drivers are less likely to cause accidents, so insurers will lower premiums based on your drivers’ experience. However, drivers must carry taxi badges issued by local authorities. This badge indicates the number of years a taxi driver has worked in the city.

Restricted driving can also reduce the amount you will pay for your company’s taxi fleet insurance policies. Most companies offer lower rates to business owners that reduce and limit the number of drivers per policy.

You can also cut costs by considering voluntary access. Although this can significantly reduce your premiums, you may run into problems when you make a claim.

Here are some attributes of a good taxi fleet insurance policy:

  • Unlimited windshield coverage
  • From one year a protected bonus-malus
  • Comprehensive accident cover and £50,000 free legal cover
  • Free 24-hour roadside assistance
  • Complimentary cover for spouse when using vehicle for social purposes only, however council will need to approve this

Apart from the benefits mentioned above, there are many more that can be added to your taxi fleet insurance by a reputable insurance provider or broker. These benefits will protect you and give you peace of mind while you get on with your job.

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